Most people go through different financial phases in life; they may have more resources available at one time and be 'scrambling' a bit at others. For example, they may have had to cut corners when moving into a new home simply to make ends meet, but when things even out and finances are back to normal, they may want to address certain purchases to catch up. You may find yourself in this position right now if you couldn't afford to introduce a property-wide heating system when you first moved in.
